Yep. Bought end of 2018. $360k. Refinanced shortly after to 2.8%. PITI = $1,800 a month for our home. Houses around us, before interest rates went sky high, selling for $600k+.specialsauce wrote: ↑Wed Dec 27, 2023 4:59 pmI got a 2.8% interest rate and my house cost half the price it is worth now just 4 years ago.Superbone wrote: ↑Wed Dec 27, 2023 11:40 amThat makes sense. I feel sorry for young people as buying a house no longer seems to be achievable. But it's been that way for quite a while including during Trump's presidency.In2ition wrote: ↑Wed Dec 27, 2023 10:18 amIt's mostly people that don't make more than $60K, don't have a mortgage paid off, and drive gas cars a distance to their jobs. If we don't fall into those categories, we may be blind to how the economy is performing in their perception.
I saw recently that someone that wants to buy the average priced home($430K) in the US, needs to be making more than $115K per yr to afford a mortgage now due to current interest rates. I have to be careful to not give my oldest son this type of news, as it's defeating to the younger generation. Hopefully, the interest rates will fall back down again, which would help a ton.
The US Economy
- AmareIsGod
- Posts: 5529
- Joined: Tue Mar 25, 2014 1:24 pm
Re: The US Economy
What is smallball? I play basketball. I'm not a regular big man. I can switch from the center to the guards. The game is evolving. I'd be dominAyton if the WNBA would let me in. - Ayton
Re: The US Economy
Yeah, I refinanced during Covid and got a 2.875% mortgage. My house has gone up about 60% in value since I bought it in 2016. I don't know if I told you guys but I've decided to move back to Arizona after all and the plan is to use my equity to pay cash for my AZ house. Of course, I built up to all this over many years. Bought my first house in 1998. I have owned five different houses in my lifetime so far. Went through the mortgage crisis with my previous house where it lost its value and I was $100,000 underwater on my loan. Waited it out and was able to use the recovered equity as a down payment on my current house.
"Too little, too late, too unbothered."
- Phoenix Suns 2023-2024 season motto.
"Be Legendary."
- Phoenix Suns 2023-2024 season motto.
"Be Legendary."
Re: The US Economy
We always believed in fixed interest rates if you are buying during low interest rate times.In2ition wrote: ↑Thu Dec 28, 2023 10:37 amI'm happy that things worked out for you, and you paid off your home before inflation and interest rates jumped up.
I also sounds like if certain things didn't fall your way, that you would be doing very differently and not doing what you love to do.
Honestly, not many people by percentage are quite as fortunate, but you also made sacrifices to help yourself.
I feel very fortunate to be squeeze out a living from playing music. Being successful is a careful balance. Of course I have practiced a lot and continue to practice just as much or more than I ever did today. Every Suns game at home I have a guitar in my hand doing exercises while the game is going on. I work out physically every day and do vocal expertises every day, especially in the car on the way to the gig. I have played with super talented musicians who can’t hang onto a gig because they can’t show up on time or their behavior/attitude gets them in trouble.
I did get married twice. My first wife said “You don’t make enough money”. I got a day job and did gigs at night. I was only getting 4 hours of sleep a night and had to take No Dose for my day job to stay awake. Then my wife said “You are never home”. We got a divorce.
In four years, you don’t have to vote again. We’ll have it fixed so good, you’re not gonna have to vote.
Re: The US Economy
So you are moving here again? I know you planned on it and then the hot weather scared you away for awhile. I love summer in AZ. AC is of course a prerequisite as is a pool. Maybe we can get you on a gig or two.Superbone wrote: ↑Thu Dec 28, 2023 11:15 amYeah, I refinanced during Covid and got a 2.875% mortgage. My house has gone up about 60% in value since I bought it in 2016. I don't know if I told you guys but I've decided to move back to Arizona after all and the plan is to use my equity to pay cash for my AZ house. Of course, I built up to all this over many years. Bought my first house in 1998. I have owned five different houses in my lifetime so far. Went through the mortgage crisis with my previous house where it lost it's value and I was $100,000 underwater on my loan. Waited it out and was able to use the recovered equity as a down payment on my current house.
In four years, you don’t have to vote again. We’ll have it fixed so good, you’re not gonna have to vote.
Re: The US Economy
Dude! I look forward to hanging out. I'd love to play on one of your gigs sometime. I've been practicing every day for the last couple months at least. My chops are in a good place. Not sure I want the hassle of a pool. You don't mind the upkeep?Nodack wrote: ↑Thu Dec 28, 2023 11:34 amSo you are moving here again? I know you planned on it and then the hot weather scared you away for awhile. I love summer in AZ. AC is of course a prerequisite as is a pool. Maybe we can get you on a gig or two.Superbone wrote: ↑Thu Dec 28, 2023 11:15 amYeah, I refinanced during Covid and got a 2.875% mortgage. My house has gone up about 60% in value since I bought it in 2016. I don't know if I told you guys but I've decided to move back to Arizona after all and the plan is to use my equity to pay cash for my AZ house. Of course, I built up to all this over many years. Bought my first house in 1998. I have owned five different houses in my lifetime so far. Went through the mortgage crisis with my previous house where it lost it's value and I was $100,000 underwater on my loan. Waited it out and was able to use the recovered equity as a down payment on my current house.
Yeah, decided to make the move after helping my mom out for a week in November. It would be a lot easier to help her out in her twilight years if I lived in the area. Plus, I will be able to get rid of a mortgage which will make my money go a lot longer and allow me to have some flexibility to travel more.
"Too little, too late, too unbothered."
- Phoenix Suns 2023-2024 season motto.
"Be Legendary."
- Phoenix Suns 2023-2024 season motto.
"Be Legendary."
Re: The US Economy
There you go! Took care of my aunt and uncle before they passed and then my parents. If you need any advice on taking care of people in their twilight years I am the guy.
A pool is totally worth the upkeep for me.
I assume you read music ok?
A pool is totally worth the upkeep for me.
I assume you read music ok?
In four years, you don’t have to vote again. We’ll have it fixed so good, you’re not gonna have to vote.
Re: The US Economy
Yes, very well. I've been reading music since 5 years of age. My parents were both professional classical musicians.
"Too little, too late, too unbothered."
- Phoenix Suns 2023-2024 season motto.
"Be Legendary."
- Phoenix Suns 2023-2024 season motto.
"Be Legendary."
Re: The US Economy
Awesome! It would be cool to get you on a Hamptons gig.
In four years, you don’t have to vote again. We’ll have it fixed so good, you’re not gonna have to vote.
Re: The US Economy
Mostly nobody cares what Tucker Carlson says any more. But he's currently peddling the theory that the Dems have rigged the economy to be good in 2024 so they can force a Biden re-election. Sure.
Re: The US Economy
Now they rigged the economy to be good and that’s a bad thing. LOL!
In four years, you don’t have to vote again. We’ll have it fixed so good, you’re not gonna have to vote.
Re: The US Economy
Without context, it's easy to think that's hilarious. You may need to watch the full video, but here is the tweet clip that's not available in the quoted tweet.
Here is where you can get the full interview: https://tuckercarlson.com/uncensored-th ... omicchaos/
Here is where you can get the full interview: https://tuckercarlson.com/uncensored-th ... omicchaos/
"When we all think alike, nobody is thinking" - Walter Lippmann
"Find out just what any people will quietly submit to and you have the exact measure of the injustice and wrong which will be imposed on them." ~ Frederick Douglass
"Find out just what any people will quietly submit to and you have the exact measure of the injustice and wrong which will be imposed on them." ~ Frederick Douglass
- specialsauce
- Posts: 7930
- Joined: Fri Mar 07, 2014 8:45 pm
Re: The US Economy
This shit head is a total clown and when he is posted all credibility is lost. If you take anything he says seriously, I feel sorry for how brainwashed you have become as a conspiracy theorist towing the party line. It’s like when Hitler convinced so many nazis that what they were doing was for the greater good. Just pure brainwash.In2ition wrote: ↑Wed Jan 03, 2024 10:43 amWithout context, it's easy to think that's hilarious. You may need to watch the full video, but here is the tweet clip that's not available in the quoted tweet.
Here is where you can get the full interview: https://tuckercarlson.com/uncensored-th ... omicchaos/
He and his compadre say one logical thing/ it’s alarming that unemployment is low yet our deficit continues to increase- and that has been a recent trend no matter who is sitting on the throne because this government has just become completely reckless and corrupt throwing money around. These two morons then ruin any shred of credibility by sandwiching it between “the federal reserve is trying to save Joe Biden” and “the women’s rights movements in the 70s, now there’s an attack on women in women’s sports.” I mean just complete clowns.
Be better. Stop drinking the juice. Don’t go to MAGA events, you are part of the problem and you’re a victim that’s been brainwashed. They don’t care about you. Stop towing the party line. All of you.
Re: The US Economy
Please calm down, Doc. You're going to give yourself an aneurysm.specialsauce wrote: ↑Wed Jan 03, 2024 11:11 amThis shit head is a total clown and when he is posted all credibility is lost. If you take anything he says seriously, I feel sorry for how brainwashed you have become as a conspiracy theorist towing the party line. It’s like when Hitler convinced so many nazis that what they were doing was for the greater good. Just pure brainwash.In2ition wrote: ↑Wed Jan 03, 2024 10:43 amWithout context, it's easy to think that's hilarious. You may need to watch the full video, but here is the tweet clip that's not available in the quoted tweet.
Here is where you can get the full interview: https://tuckercarlson.com/uncensored-th ... omicchaos/
He and his compadre say one logical thing/ it’s alarming that unemployment is low yet our deficit continues to increase- and that has been a recent trend no matter who is sitting on the throne because this government has just become completely reckless and corrupt throwing money around. These two morons then ruin any shred of credibility by sandwiching it between “the federal reserve is trying to save Joe Biden” and “the women’s rights movements in the 70s, now there’s an attack on women in women’s sports.” I mean just complete clowns.
Be better. Stop drinking the juice. Don’t go to MAGA events, you are part of the problem and you’re a victim that’s been brainwashed. They don’t care about you. Stop towing the party line. All of you.
I only posted it, because the tweet didn't post the actual clip.
"When we all think alike, nobody is thinking" - Walter Lippmann
"Find out just what any people will quietly submit to and you have the exact measure of the injustice and wrong which will be imposed on them." ~ Frederick Douglass
"Find out just what any people will quietly submit to and you have the exact measure of the injustice and wrong which will be imposed on them." ~ Frederick Douglass
Re: The US Economy
Who's foolish enough to listen to anything that "man" has to say? Seriously. We already know that he didn't believe what he was spouting when he was on the air.
"Too little, too late, too unbothered."
- Phoenix Suns 2023-2024 season motto.
"Be Legendary."
- Phoenix Suns 2023-2024 season motto.
"Be Legendary."
- specialsauce
- Posts: 7930
- Joined: Fri Mar 07, 2014 8:45 pm
Re: The US Economy
You’re better than this garbage in2In2ition wrote: ↑Wed Jan 03, 2024 11:25 amPlease calm down, Doc. You're going to give yourself an aneurysm.specialsauce wrote: ↑Wed Jan 03, 2024 11:11 amThis shit head is a total clown and when he is posted all credibility is lost. If you take anything he says seriously, I feel sorry for how brainwashed you have become as a conspiracy theorist towing the party line. It’s like when Hitler convinced so many nazis that what they were doing was for the greater good. Just pure brainwash.In2ition wrote: ↑Wed Jan 03, 2024 10:43 amWithout context, it's easy to think that's hilarious. You may need to watch the full video, but here is the tweet clip that's not available in the quoted tweet.
Here is where you can get the full interview: https://tuckercarlson.com/uncensored-th ... omicchaos/
He and his compadre say one logical thing/ it’s alarming that unemployment is low yet our deficit continues to increase- and that has been a recent trend no matter who is sitting on the throne because this government has just become completely reckless and corrupt throwing money around. These two morons then ruin any shred of credibility by sandwiching it between “the federal reserve is trying to save Joe Biden” and “the women’s rights movements in the 70s, now there’s an attack on women in women’s sports.” I mean just complete clowns.
Be better. Stop drinking the juice. Don’t go to MAGA events, you are part of the problem and you’re a victim that’s been brainwashed. They don’t care about you. Stop towing the party line. All of you.
I only posted it, because the tweet didn't post the actual clip.
Re: The US Economy
I just posted it. It's not like it's holy water and a cross to a vampire, or at least it's not supposed to get that same reaction. I thought the equating analogy that this former fed guy did was pretty over the top. There wasn't a need to try to make that comparison. I was rolling my eyes at that.specialsauce wrote: ↑Wed Jan 03, 2024 1:19 pmYou’re better than this garbage in2In2ition wrote: ↑Wed Jan 03, 2024 11:25 amPlease calm down, Doc. You're going to give yourself an aneurysm.specialsauce wrote: ↑Wed Jan 03, 2024 11:11 amThis shit head is a total clown and when he is posted all credibility is lost. If you take anything he says seriously, I feel sorry for how brainwashed you have become as a conspiracy theorist towing the party line. It’s like when Hitler convinced so many nazis that what they were doing was for the greater good. Just pure brainwash.In2ition wrote: ↑Wed Jan 03, 2024 10:43 amWithout context, it's easy to think that's hilarious. You may need to watch the full video, but here is the tweet clip that's not available in the quoted tweet.
Here is where you can get the full interview: https://tuckercarlson.com/uncensored-th ... omicchaos/
He and his compadre say one logical thing/ it’s alarming that unemployment is low yet our deficit continues to increase- and that has been a recent trend no matter who is sitting on the throne because this government has just become completely reckless and corrupt throwing money around. These two morons then ruin any shred of credibility by sandwiching it between “the federal reserve is trying to save Joe Biden” and “the women’s rights movements in the 70s, now there’s an attack on women in women’s sports.” I mean just complete clowns.
Be better. Stop drinking the juice. Don’t go to MAGA events, you are part of the problem and you’re a victim that’s been brainwashed. They don’t care about you. Stop towing the party line. All of you.
I only posted it, because the tweet didn't post the actual clip.
"When we all think alike, nobody is thinking" - Walter Lippmann
"Find out just what any people will quietly submit to and you have the exact measure of the injustice and wrong which will be imposed on them." ~ Frederick Douglass
"Find out just what any people will quietly submit to and you have the exact measure of the injustice and wrong which will be imposed on them." ~ Frederick Douglass
- specialsauce
- Posts: 7930
- Joined: Fri Mar 07, 2014 8:45 pm
Re: The US Economy
You and JeremyG have historically posted content like this with commentary either defending it, or without any commentary disagreeing with it and then stating that “you were just posting it.” If you don’t come out and give an opinion to the contrary, is it a fair assumption that you agree with it and that is why you are posting?In2ition wrote: ↑Wed Jan 03, 2024 1:29 pmI just posted it. It's not like it's holy water and a cross to a vampire, or at least it's not supposed to get that same reaction. I thought the equating analogy that this former fed guy did was pretty over the top. There wasn't a need to try to make that comparison. I was rolling my eyes at that.specialsauce wrote: ↑Wed Jan 03, 2024 1:19 pmYou’re better than this garbage in2In2ition wrote: ↑Wed Jan 03, 2024 11:25 amPlease calm down, Doc. You're going to give yourself an aneurysm.specialsauce wrote: ↑Wed Jan 03, 2024 11:11 amThis shit head is a total clown and when he is posted all credibility is lost. If you take anything he says seriously, I feel sorry for how brainwashed you have become as a conspiracy theorist towing the party line. It’s like when Hitler convinced so many nazis that what they were doing was for the greater good. Just pure brainwash.In2ition wrote: ↑Wed Jan 03, 2024 10:43 amWithout context, it's easy to think that's hilarious. You may need to watch the full video, but here is the tweet clip that's not available in the quoted tweet.
Here is where you can get the full interview: https://tuckercarlson.com/uncensored-th ... omicchaos/
He and his compadre say one logical thing/ it’s alarming that unemployment is low yet our deficit continues to increase- and that has been a recent trend no matter who is sitting on the throne because this government has just become completely reckless and corrupt throwing money around. These two morons then ruin any shred of credibility by sandwiching it between “the federal reserve is trying to save Joe Biden” and “the women’s rights movements in the 70s, now there’s an attack on women in women’s sports.” I mean just complete clowns.
Be better. Stop drinking the juice. Don’t go to MAGA events, you are part of the problem and you’re a victim that’s been brainwashed. They don’t care about you. Stop towing the party line. All of you.
I only posted it, because the tweet didn't post the actual clip.
JG did that stuff all the time when he was posting coocoo shit about covid and masks
Re: The US Economy
Well, I did, so it's time to let it go. Turn the page.specialsauce wrote: ↑Wed Jan 03, 2024 3:06 pmYou and JeremyG have historically posted content like this with commentary either defending it, or without any commentary disagreeing with it and then stating that “you were just posting it.” If you don’t come out and give an opinion to the contrary, is it a fair assumption that you agree with it and that is why you are posting?In2ition wrote: ↑Wed Jan 03, 2024 1:29 pmI just posted it. It's not like it's holy water and a cross to a vampire, or at least it's not supposed to get that same reaction. I thought the equating analogy that this former fed guy did was pretty over the top. There wasn't a need to try to make that comparison. I was rolling my eyes at that.specialsauce wrote: ↑Wed Jan 03, 2024 1:19 pmYou’re better than this garbage in2In2ition wrote: ↑Wed Jan 03, 2024 11:25 amPlease calm down, Doc. You're going to give yourself an aneurysm.specialsauce wrote: ↑Wed Jan 03, 2024 11:11 am
This shit head is a total clown and when he is posted all credibility is lost. If you take anything he says seriously, I feel sorry for how brainwashed you have become as a conspiracy theorist towing the party line. It’s like when Hitler convinced so many nazis that what they were doing was for the greater good. Just pure brainwash.
He and his compadre say one logical thing/ it’s alarming that unemployment is low yet our deficit continues to increase- and that has been a recent trend no matter who is sitting on the throne because this government has just become completely reckless and corrupt throwing money around. These two morons then ruin any shred of credibility by sandwiching it between “the federal reserve is trying to save Joe Biden” and “the women’s rights movements in the 70s, now there’s an attack on women in women’s sports.” I mean just complete clowns.
Be better. Stop drinking the juice. Don’t go to MAGA events, you are part of the problem and you’re a victim that’s been brainwashed. They don’t care about you. Stop towing the party line. All of you.
I only posted it, because the tweet didn't post the actual clip.
JG did that stuff all the time when he was posting coocoo shit about covid and masks
"When we all think alike, nobody is thinking" - Walter Lippmann
"Find out just what any people will quietly submit to and you have the exact measure of the injustice and wrong which will be imposed on them." ~ Frederick Douglass
"Find out just what any people will quietly submit to and you have the exact measure of the injustice and wrong which will be imposed on them." ~ Frederick Douglass
- specialsauce
- Posts: 7930
- Joined: Fri Mar 07, 2014 8:45 pm
Re: The US Economy
Page turned!In2ition wrote: ↑Wed Jan 03, 2024 3:10 pmWell, I did, so it's time to let it go. Turn the page.specialsauce wrote: ↑Wed Jan 03, 2024 3:06 pmYou and JeremyG have historically posted content like this with commentary either defending it, or without any commentary disagreeing with it and then stating that “you were just posting it.” If you don’t come out and give an opinion to the contrary, is it a fair assumption that you agree with it and that is why you are posting?In2ition wrote: ↑Wed Jan 03, 2024 1:29 pmI just posted it. It's not like it's holy water and a cross to a vampire, or at least it's not supposed to get that same reaction. I thought the equating analogy that this former fed guy did was pretty over the top. There wasn't a need to try to make that comparison. I was rolling my eyes at that.
JG did that stuff all the time when he was posting coocoo shit about covid and masks
Re: The US Economy
As we know, this guy is all about himself.
"Too little, too late, too unbothered."
- Phoenix Suns 2023-2024 season motto.
"Be Legendary."
- Phoenix Suns 2023-2024 season motto.
"Be Legendary."